Outsurance
We all know them... Outsurance, leaders in the South African middle aged and young up and coming professionals market. What is it about the Out Bonus or Outsurance for that matter that attracts South Africans to this GREEN INSURANCE BEAST?
So what does Outsurance offer you that no other insurance company in South Africa can? Well, lets start off by looking at the Outsurance products on offer...
Outsurance Products
Vehicle Insurance
Outsurance vehicle insurance covers all South African registered motorcar, motorcycle, LDV, caravan or trailer. OUTsurance offers the following cover options:
1. Comprehensive Cover - covers vehicles for accidental damage, theft, hijack, injury to other people or damage to their property.
2. Limited Cover - Same as above. Accidental damage to your vehicle is not covered.
3. Liability to other people - Covers damage to other peoples property .
4. Essential cover is a no frills option for older, lower value cars where you choose the combination (from a range of options) of cover that you need. A great innovative step by Outsurance. Essential OUTsurance uniquely offers affordable cover for vehicles that are: SUPER DEALS LOOKOUT!
- not insured
- paid-off
- older than five years
- worth less than R50 000
There is of course the Optional cover:
- Vehicle sound equipment and accessories
- Car Hire
- Vehicle Credit Shortfall
- OUT-in-Africa
- Business use in neighbouring countries
Building Insurance
Buildings Cover includes cover for the following items:
- theft
- power surges
- impact
- fire, explosion and earthquake
- acts of nature (wind, thunder, lightning, storm, hail, flood and snow)
- bursting and overflowing of geysers and water pipes
- accidental damage to glass and sanitary ware
- alterations and additions
- fire brigade charges
- subsidence, heave and land slip
- temporary accommodation
- liability to other people (including domestic employees)
Public Liability Insurance
Public Liability insurance covers you for costs which you are legally liable to pay which caused death, illness or bodily injury to any person or damage to property belonging to someone else.
Public Liability cover includes:
- additional legal defence costs
- damages resulting from wrongful arrest, associated assault and defamation
- damages caused by pollution and contamination
Optional Cover
- Defective Workmanship covers liability arising from damage or bodily injury relating to any defect, error or omission in your work
- Defective Products covers liability arising from damage or bodily injury caused by goods or products sold or supplied by you and in connection with your business
- Internal Liabilities covers liability arising from damages caused to your client’s vehicle while on your premises